See all Attorneys, Lawyers & Legal Services, Durban Metro & Durban, KwaZulu-Natal

LLDS - Legal Advisers & Services
Durban City Area, KwaZulu-Natal - South Africa

LLDS - Legal Advisers & Services Durban City Area, KwaZulu-Natal - South Africa

Available: 1 m ago
Contact: CHESTER

Account Name: Debtmanagementavailbleforyou
User Since: 17 Aug 2017
Ads Published: 5
Ads Active: 5 (View ads)
Email

LLDS - Legal Advisers & Services Durban City Area, KwaZulu-Natal - South Africa

Description

Why use a debt counsellor?

Debt Counsellors were formally introduced by the National Credit Regulator (NCR) to help consumers who are having trouble with their debts. We are here to negotiate with your credit providers on your behalf to provide you with a manageable debt plan that you can afford.

How do I know this is right for me?
If you are struggling to make your monthly payments or don’t have any cash left at the end of the month, then a debt review could be your best option for reducing your debt payments. Your debts are repaid in a controlled manner, at a rate you can afford.

Is this a loan?
No, we do not lend you money. This is simply a payment plan allowing you to repay your debts back at a rate you can afford.

Will my details be sent to the credit bureaus and my creditors?
Yes. Upon completion of your application, all credit bureaus and creditors will be advised that you have applied for a debt review. We will then update the credit bureaus depending on the outcome of the debt review.

Can I apply if I already have judgements?
Yes. Please ensure we know your complete situation so we can help you.

Can you cover all my debts?
We deal with all your debts – bond, car finance, credit card, store cards, personal loans, etc. – whilst making provisions for you to maintain your household bills etc.

Can the creditors change their mind once this has been agreed?
No. As long as you maintain your agreed payment, they are not able to take further action.
How much will I have to pay each month?
The monthly payments are based on what you can realistically afford, having taken into account all of your day-to-day living costs.

Will I have to change my bank account?
If you currently have any debt with your existing bank, we strongly advise that you open a new account with a bank where you have no debts. This protects your income and gives you full control of your finances with our assistance.

If you need help, email me
chester@debtmanagement.co.za


Available: 1 m ago
Contact: CHESTER

Account Name: Debtmanagementavailbleforyou
User Since: 17 Aug 2017
Ads Published: 5
Ads Active: 5 (View ads)
Email

Back To Top